Personal Budget Software

We used to say that there was never enough money at the end of each month.  Now it seems like there is never enough money by the middle of the week.  I am embarassed to tell you how much my wife and I paid last year in bank fees.

 

So like I am making our 2009 New Years resolution to put family on a budget.  In the past have tried using Microsoft Money, Quicken and GNU Cash.  All of them are very good at keeping track of the money you spent but they all are pretty lousy at budgeting.  So I did a few internet searches and found peronal budget software called “You Need a Budget”.  It looks very promising.

Who Is Your Best Personal Finance Consultant?

Managing personal finance is a skill, actually a very important skill, and hence can be learned like any other skill in this life. No body is born with this skill. Even the best financial managers who control the budgets of the biggest companies in the world can be bad at managing their personal finance if they have not been trained on. Did you know, for instance, that most of those who consider themselves experts in managing personal finance, including the humble author, have suffered a lot from financial crises in their life that you might not even be able to imagine??!! The good news though is that if those great managers have made their way through those crises and survived their impacts, then you stand a very good chance of improving your management skills and becoming more successful in your life.

How do people learn personal finance management skills??!! Well, people can learn these skills from different resources and in different ways. They can learn them from their parents, friends, colleagues, spouses, or most commonly from their experiments and experiences. However, there are people who can repeat the same mistake for many times without realising that. This type of people need guidance and someone to tell them that they are wrong or that there is something they are not doing the right way. Also, there are people who find it difficult to master something without having a manual, a guide, or a mentor. This article can act as that voice that tells you ‘Go Ahead‘ when you do something right and ‘Don’t Even Think of Going Near That‘ when you do something wrong. This book can be your guide on how to make the most from your tight budget and limited resources. The author has tried his best to make it the only One-Stop Guide you will ever need to best Manage your Personal Finance.

Personal Budgeting: Find Money Now!

Whether you are creating your first budget or have been at it for years, personal budgeting is one of the best ways to find money when times are tight. That’s because, when you plan ahead of time how to spend your money, you typically exercise far more control over how your money is spent. When you are adhering to a financial plan, you spend less time impulse shopping  and more time asking yourself, “Do I really need this?”

Those who create financial spending plans are more apt to save more money than those who don’t. They are also more apt to plan and go on vacations than many others for whom money is tight. When you are on a budget, you know where the money is coming from and you are aware of where you can cut corners to make room for something else that may not currently be in the budget.